Central Bancshares, Inc. Financial Information


Statement of Condition

Transparency is a large part of our role as a community banking organization. Our financial information is publicly available for anyone to review. The following information is a summary balance sheet (unaudited) for Central Bancshares, Inc. as of December 31, 2020.  All amounts are rounded to the nearest thousand.


Cash and Due From Depository Institutions$            76,415,000
Fed Funds Sold0
Net Loans and Leases705,230,000
Bank Premises and Fixed Assets20,223,000
Other Real Estate Owned402,000
Goodwill and Other Intangibles24,181,000
All Other Assets            28,002,000

Total Assets                                                     

$        1,103,281,000

Liabilities & Capital 

Total Deposits                                                               $           933,605,000
Fed Funds Purchased and Repurchase Agreements5,278,000
Other Borrowed Funds22,010,000
All Other Liabilities              9,232,000
Total Liabilities$         970,125,000
Common Stock59,000
Undivided profits            122,400,000
Total Equity Capital$          133,156,000

Total Liabilities and Capital

$       1,103,281,000


Further Information

Additional financial information can be obtained by visiting the financial reporting section of the FDIC (Federal Deposit Insurance Corporation) website. Click here to visit the site.  

Select “Bank Holding Companies” in the horizontal menu bar. A search form will appear. Enter Central Bancshares in the “Bank Holding Company Name” dialog box and Muscatine in the “City” dialog box (the other boxes can remain blank). Then press the search button on the bottom of the page.

The remainder of the search process is fairly self-explanatory, and you will be able to access detailed financial information for our company as well as our subsidiary banks.