Central Bancshares, Inc. Financial Information


Statement of Condition

Transparency is a large part of our role as a community banking organization. Our financial information is publicly available for anyone to review. The following information is a summary balance sheet (unaudited) for Central Bancshares, Inc. as of June 30, 2019, and do not reflect the acquisition of Walcott Trust and Savings Bank in December, 2019.  All amounts are rounded to the nearest thousand.


Cash and due from depository institutions$          28,360,000
Fed funds sold and reverse repurchase agreements19,500,000
Net loans and leases614,571,000
Bank premises and fixed assets19,328,000
Other real estate owned55,000
Goodwill and other intangibles17,226,000
All other assets            26,327,000
Total Assets                                                     $        917,659,000

Liabilities & Capital 

Total deposits                                                               $          758,499,000
Federal funds purchased and repurchase agreements15,366,000
Other borrowed funds20,500,000
All other liabilities              6,154,000
Total Liabilities$        800,519,000
Common stock1,900,000
Undivided profits            80,135,000
Total Equity Capital$        117,140,000
Total Liabilities and Capital$       917,659,000


Further Information

Additional financial information can be obtained by visiting the financial reporting section of the FDIC (Federal Deposit Insurance Corporation) website. Click here to visit the site.  

Select “Bank Holding Companies” in the horizontal menu bar. A search form will appear. Enter Central Bancshares in the “Bank Holding Company Name” dialog box and Muscatine in the “City” dialog box (the other boxes can remain blank). Then press the search button on the bottom of the page.

The remainder of the search process is fairly self-explanatory, and you will be able to access detailed financial information for our company as well as our subsidiary banks.