Career Details

Ag Credit Analyst

  • Job Type: Full-time
  • Location: Muscatine or Davenport
  • Date Posted: 6/18/2020
  • Apply By: 10/31/2025

Job Description:

General accountabilities of position:

Obtain and analyze all available sources of credit and financial information for commercial and/or agricultural loan customers.  Prepare credit presentations/memos based on these analyses to allow lenders and committee members to make informed credit decisions.  Assist in maintaining complete and well-organized electronic commercial/ag loan files.  Develop a strong understanding of the bank’s credit policy and procedures.  Assist in identifying and documenting credit file exceptions, loan policy exceptions, and loan covenant violations.  Develop, maintain and distribute credit administration reports as directed by the Credit Administration Officer.  Be available to participate in customer meetings with commercial/ag lenders in order to develop a better understanding of our commercial/ag customers and their operations. Will work as a part of the three-person commercial/ag credit origination and customer service team. (Lender, Credit Analyst, Business Assistant) Will assist in the bank’s customer service, retention and portfolio growth efforts. At the same time, maintaining independence in the credit underwriting function in order to contribute to the bank’s culture and tradition of industry leading risk management practices and high credit portfolio quality.  Provide support to commercial/ag bankers and the Chief Credit Officer by performing other duties as needed. 

Skills/education/experience required:

Bachelor’s Degree and/or extensive coursework in business administration, accounting/finance, agribusiness, or related field of training and/or experience.  Strong business professional skill set including proficiency in MS Office Suite (Word, Excel, Outlook); familiarity  with or ability to quickly learn file imaging programs and technology (Adobe, enterprise content management systems).  A good combination of both quantitative and communication skills to afford the ability to create accurate credit analysis and effective written communication of that analysis.  Proven time management skills in order to perform primary duties effectively during peak credit activity periods while also demonstrating self-starter traits to keep administrative tasks current and accomplish special projects during periods of more normal credit activity.

Eligibility factors:

Ability to learn banking concepts quickly.  Excellent written and verbal communication skills.  Understands working as an effective part of a credit and customer service delivery team.  Demonstrated problem solving ability.  Enjoys analytical work as well as interacting and communicating with fellow staff members and customers.  Can coordinate multiple tasks and projects while meeting deadlines.


Additional criteria:

Occasional travel and additional hours may be required (including possibly weekend hours) in order to serve our customers, obtain required training, work with branch staff, etc.


We offer a competitive salary as well as an excellent benefits package.

If you wish to be part of a dynamic and growing banking organization, we would like to hear from YOU!

You may complete an on-line application at:  Or, you may submit a cover letter, resume and salary history to:

CBI Bank & Trust

Attn:  Human Resources

301 Iowa Avenue

Muscatine, IA  52761

Equal Opportunity Employer:  Minorities, Women, Veterans, Disabilities

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, or national origin.  We are also an equal opportunity employer of individuals with disabilities and protected veterans.

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